You were in a bad accident, and life hasn’t been the same since. However, there’s a way to get the compensation you deserve.
No one can put a dollar amount on an injury, even if it causes serious problems for the rest of your life. But if you play your cards right, you could file a personal injury claim and get compensated for your pain and suffering.
Since you’ve been injured, get a personal injury lawyer, file a claim and use the following tips to get compensated and move on with life.
Get Prepared Mentally Before Filing a Personal Injury Claim
Research personal injury law and become knowledgeable about how the personal injury claims process works. This will make things flow much smoother. When it comes to car accidents, you’ll have to spar against the other party’s insurance company. Unfortunately, these companies have much more experience than you.
In addition, when you file a personal injury claim, the process is usually long and drawn out. Many times, these claims never reach the courtroom. Most Ontario personal injury claims are settled out of court.
Maybe you should consider settling out of court. Why? It will allow you to get compensated much quicker and move on with life. However, if you and the other party do not agree, then a mediator can determine the outcome of the case.
Hire the Best Personal Injury Lawyer You Can Afford
You cannot avoid hiring a personal injury lawyer. It is a necessity. This professional knows the process and knows how to get a successful outcome.
An experienced personal injury lawyer can get the most from your personal claim. He will fight on your behalf and ensure you are not scammed by the other party’s insurance company or lawyers.
Not only can a reputable personal injury lawyer help you to prepare for the personal injury claim process, but he also knows personal injury law and can take the stress off of you.
Do not attempt to go through the process by yourself. Hire a professional to handle the legal aspects. You are not a trained lawyer and do not know the various loopholes that are involved.
The average personal injury lawyer works on a contingency basis. This means you do not have to pay him until your case is won, and you are compensated for your injury. Thus, this motivates him, even more, to fight for a successful outcome.
Get the Needed Documents
Make sure you’ve collected all accident documents. This is the best way to ensure you’ll get the most compensation for your injury. This includes things such as police reports, accident evidence, and other important paperwork. The more information you can supply, the better the chance your claim won’t be denied.
Start collecting documents and preparing your case immediately after your accident. Take pictures of your damaged vehicle, the accident and yourself.
The police will complete an accident report and give it to your insurance company. Watch what you say at the scene of the accident. Sometimes what is said can be used against you during the court proceedings. This could be something as simple as apologizing to the other driver or saying that you have not suffered any injuries.
You must supply the right medical paperwork if you want to receive compensation for your injuries. This is the only way to prove you were actually injured and it warrants compensation.
You may also have to present lost wages documents or receipts for any other money you’ve had to dish out as a result of the accident.
Know What You are Entitled to
There are numerous things you can sue the other driver for, which means you must become knowledgeable about personal injury law and learn what you’re entitled to. This is the best way to get properly compensated. You could possibly leave money on the table if you don’t learn as much as you can about the process.
For example, don’t forget about the economic loss. This is just one of the many things you can sue the other driver for. Did you know that you could possibly receive 80% of both your pre-trial and post-trial wages?
You can also sue the other driver for pain and suffering. However, in order for this type of personal injury claim to be successful, you must meet the verbal threshold. This means the defendant has to prove either physical impairment, permanent disfigurement, physical impairment or mental suffering. This also applies if the victim died in the accident.
When it comes to impairment, the court will also consider how it has impacted your life. If you’ve been seriously injured, and it has negatively affected your ability to work or live your everyday life, then this is greatly considered during the personal injury claim process.
If this threshold is met, it will also qualify you for loss of guidance, care, and companionship. This means a family member of a deceased accident victim also files a personal injury claim.
In addition to all of the above, you can get compensated for personal medical bills. This is especially the case if you have been seriously injured or disfigured.
Think About Getting Interim Payments
As aforementioned, the personal injury claim process can be long and drawn out. Many victims get frustrated with the whole process because it takes too long to see compensation after a car accident. This is especially frustrating if victims can’t return to work during this time. It results in lost income, but they haven’t received compensation yet.
Although you may want to accept a quick settlement, don’t do it. Ask for an interim payment instead. This is an advance payment the defendant agrees to give you before the settlement is reached. This amount is deducted from the total amount of the settlement.
If it looks like you’re going to win, you can usually qualify for an interim payment. This often means the defendant looks guilty, or there is obvious liability and you are seriously injured.
When this happens, defendants don’t mind offering interim payments as a way to make themselves look better. It is an act of goodwill.
Yes, times may get rough during the personal injury claim process, but don’t settle for less than what you actually deserve. An experienced and reputable personal injury lawyer will fight for you and get the compensation that is rightfully yours.